Free platform · Fees vary by corridor

Your identity. Everywhere.
One wallet for all.

Store, verify, and use your digital ID across 200+ integrated platforms. Send money, pay bills, access credit — all with a single tap, powered by Anticipus AI.

2.4M+Active identities
200+Integrations
0Subscription fees
Alex Mwangi Verified
Finnum ID · #FN-8923-KE
Wallet balance $2,480.50
Credit score 720 · Good
Linked accounts 4 platforms
KYC status Tier 2
No subscription · ever
Trusted by leading platforms

One identity. Everything included.

Free to use, with clear transaction pricing before you confirm.

Digital identity wallet

Securely store ID, KYC, and personal data. Share only what's needed with a single tap.

Seamless transfers

Send and receive money across borders, banks, and mobile wallets. Fees shown upfront.

AI financial coach

Anticipus AI gives you personalized budgeting, forecasts, and risk alerts in real time.

Instant credit access

Pre-approved micro-loans from trusted partners — no paperwork, just your Finnum ID.

Bills & school fees

Pay utilities, merchant invoices, and school fees. Convenience fees vary by biller.

Smart expense tracking

Automatic categorization, spending insights, and exportable reports — always free.

Connected with the platforms you love

Your Finnum ID unlocks seamless experiences across finance, productivity, and more.

Finnum Pulse

MFIs & Saccos

Finnum Schools

Fee management

Finnum Impact

Non-profit tools

Finnum Enterprise

SME finance

Google Workspace

SSO & identity

Stripe

Payments

Slack

Team notifications

Open Banking

Bank connections

Free platform. Transparent fees.

We never charge for holding your identity, managing your wallet, or tracking expenses. Transaction fees depend on the corridor, payment method, and regulatory requirements of each platform.

Actual fees are disclosed before you confirm any transaction. Rates vary by destination, provider, and local regulations. Some corridors require additional KYC or compliance checks. No surprises.